UST fiasco: Stablegains being sued for taking $42 million from customers?

Stablegains is allegedly being sued for taking money from customers, and without their knowledge putting it in Anchor Protocol. Investors awoke to find that their USDC is now worth UST rates. Some have accused the company of skimming a percentage off of investors’ money, supposedly around $42 million.

A letter from a prominent law firm, Erickson Kramer Osborne, to Stablegains has surfaced online which indicates the lawsuit against the company for the inability to maintain and preserve all of their “entities” of communication and records.

Yikes. @stablegains took USDC and USD via wire from customers promising them 15%, put it all into Anchor without telling them, and skimmed 4% off the top. They have now changed the denominations in their app from USD to UST and are nuking the landing page & old terms. (1/2) pic.twitter.com/D6sVOI2bRG

— FatMan (@FatManTerra) May 19, 2022

These guys are in deep trouble – they lost about $42m in funds from 4,878 customers and probably have no way to pay it back (they’re a small startup) because they went all in on Anchor’s invincibility. Conviction bets are great, but not when toying with people’s savings. (2/2) pic.twitter.com/p9S5uFILoF

— FatMan (@FatManTerra) May 19, 2022

Withdrawals from Stablegains were halted when the Terra network went dead. However, once the network was back online, Stablegains resumed its withdrawals. The company revealed the same via a tweet but mentioned something many were not expecting. Without prior knowledge, customers found that their USDC and USDT holdings were now redeemable for UST.

The company also said that they could not guarantee how much longer they could keep withdrawals open, as that would depend on the Terra network.

Given what has happened in regards to UST, investors, are furious. Many have taken to Twitter to express their anger.

THIS is one of the reasons why I signed up. I will NOT accept anything less than my initial deposit at 1 USDC = 1 USD. I don’t care whether ust is pegged or not. That’s what I agreed to with Stablegains TOS. pic.twitter.com/sqGftxzvpp

— Sir. Charles (@CS911202) May 16, 2022

It was also revealed that under that the last line of the company’s ‘Terms of Service”, it says,

“Under no circumstances that Shall Stablegains be liable to losses due to the exchange rate of UST to USDC at the time of processing your USDC withdrawal request.”

A legal route seemed to be the only way out for some of the investors, which has led to the letter reaching the offices of Stablegains.

The UST fiasco has sent waves into the crypto space. It has revealed many points of flaws in the system, but it came at the price of many innocent people who have lost large sums of life savings. The “UST disease” seems to have spread to more avenues than previously thought, and the damage is only now coming to light.

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