Post Content Post navigation Have US interest rates been too high for too long? The fed funds rate adjusted for core CPI inflation increased to 2.33%, its highest level since October 2007. Real rates have are up~8 percentage points over the last 2 years as the Fed has sharply hiked rates. Real rates areā¦ Disclaimer: I am biased bc I hodl a large spot $AAVE position that I have been building for 6 months. I personally use and trust @aave for my own lending needs. NFA.